First Abu Dhabi Bank’s Prepaid Cards (PPC FAB): Features, Benefits, and Usage

Do you find it frustrating to carry cash only to lose track of your spending or deal with damaged bills? Don’t worry. PPC FAB has your back. While making daily purchases, some people struggle with managing their money. PPC FAB, the Prepaid Card of First Abu Dhabi Bank, helps you shop online, dine out, or spend monthly expenses securely—keeping your finances at your fingertips.

What is PPC FAB?

PPC FAB (Prepaid Card of First Abu Dhabi Bank) is known for its secure and convenient payment system. You can use the prepaid card to purchase online and in-store, pay in restaurants, and manage your monthly expenses. In this modern era, people like cashless transactions because of their convenience and security. The reloadable feature of this card helps you control your spending. FAB’s prepaid card is accepted worldwide, making it a great alternative to carrying cash.

Check also: FAB iSave Account

Types of FAB Prepaid Cards

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Key Features of FAB’s Prepaid Cards

Easy Reload Options

You can add money to your prepaid FAB card through any bank branch, ATM, or CDM. If you have an account with FAB Bank, you can reload your card using the First Abu Dhabi Bank mobile banking application and online banking portal.

No Bank Account Required

If you don’t have an account with FAB Bank, you can still apply for a prepaid card. You don’t require an account to apply for the prepaid card.

Secure and Safe Transactions

The bank secures your payment with an anti-fraud protection system, allowing users to use cards for online and in-store purchasing.

Worldwide Acceptance

You can use prepaid cards worldwide without any inconvenience because the bank uses Master & Visa networks, which are accepted worldwide.

Multiple Currency Support

The bank provides multiple currency options, allowing you to spend money in your selected currency without worrying about exchange rate fluctuations.

Contactless Payments

If you prefer contactless payment, you can use Tap-&-Pay technology for faster and contactless transactions.

Cash Withdrawal Access

If you need cash, you can withdraw your funds from any FAB or Visa & Master supporting ATM. The bank charges very low fees on cash withdrawals for FAB’s card, but other ATMs will charge standard fees.

No Minimum Balance Requirement

FAB PPC does not require users to maintain a minimum balance. FAB prepaid cards allow users to spend all the funds on the card without penalties.

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How to Apply for a FAB Prepaid Card

The application process for PPC FAB is a piece of cake for individuals and businesses. Here’s how you can proceed:

For Individuals

• Visit an FAB branch or apply online through the FAB website or mobile app.
• Provide your Emirates ID and complete the application form.
• Load funds onto the card through bank transfer, deposit, or salary credit.
• Activate your card and start using it for purchases and withdrawals.

For Businesses

• Contact FAB’s business banking team to discuss prepaid card solutions.
• Submit company registration documents, trade license, and employee details.
• Request multiple PPC FAB cards for payroll, expense management, or business transactions.
• Add funds to the cards and distribute them to authorized users.

Eligibility Criteria

For Individuals

• Must be a resident of the UAE with a valid Emirates ID.
• Must meet FAB’s minimum age requirement (usually 18+).
• You should have a valid mobile number and email address for verification.
• Some prepaid cards may require proof of income or salary transfer.

For Businesses

• Must be a registered company in the UAE with a valid trade license.
• Should have an active corporate account with FAB.
• The company needs employee details for payroll or expense management purposes.

Required Documentation

For Individuals

1. UAE residency
2. Valid Emirates ID
3. Minimum age requirement
4. Active mobile number and email
5. Proof of income

For Businesses

1. Registered company in the UAE
2. Valid trade license
3. Corporate FAB account
4. Employee details for payroll or expense management

How to Check Your PPC FAB Balance

You have multiple options for checking your FAB Card balance. You can use any method to check your card’s accurate, real-time balance. All methods to check your card balance are listed below:

For Individuals

1. FAB Mobile App
2. FAB Online Banking
3. ATM Inquiry
4. SMS Banking
5. Customer Support

For Businesses

1. FAB Business Banking Portal
2. Dedicated Relationship Manager
3. Bulk Balance Inquiry
4. Corporate Account Statement

Security Measures and User Responsibilities

Two-Factor Authentication (2FA)

FAB provides Two-Factor Authentication (2FA) for all their users, enhancing your account’s security level and providing a safe payment gateway.

Encrypted Transactions

First Abu Dhabi Bank uses modern encryption technology to protect your payments and ensure that financial data remains secure and inaccessible to unauthorized parties.

Secure Login Credentials and OTP Verification

Your account is protected by a strong password generated by yourself. Users use OTP verification to access their accounts, minimizing the risk of unauthorized access.

Conclusion

First Abu Dhabi Bank offers prepaid cards for daily purchases. The cards are reloadable and very easy to use. The bank provides multiple types of cards, which you can use according to your preference. You don’t need to have an account with the bank to get a prepaid card, and the application process is also very straightforward. With this card in hand, you’ll always have a financial ace up your sleeve.